April 27

Greenwich Market Newsletter April 27, 2012 Dear Jared, Hope your Friday is going well, and you are looking forward to a great weekend.  I will be hosting an open house at 212 Bedford Road in Greenwich on Sunday from 1-4 p.m.  It is a beautiful Dutch Colonial style home that was built in 2006.  It is on the market for 4,775,000.  Below is a link, if you know anyone that is interested or is going to open houses on Sunday have them stop by and say Hi. 212 Bedford Road  We had new statistics come out which I will delve into below.  Below that you will see a list of the open houses for the weekend.  On the right hand side will be useful mortgage or community information.  The mortgage rates have been updated as of today.  If you know someone who would benefit from this information please click on "forward to a friend" on the right.  If you have received this in error feel free to unsubscribe.  Please contact me if you or someone you know is interested in buying or selling real estate.  Also, if there is specific information you would like to see or think it would be good to add to this newsletter please send me an email. We have updated Sale Price vs Listed Price numbers.  As of April 24, 2012 the average sale price vs list price  and average days on market were as follows: Town                 %SP/LP            AVG DOM Riverside               94.2                        133 Old Greenwich      94.1                        249 Greenwich             91.3                        279 Cos Cob                91.9                        262 Total                       92.8                        225 If you recall from the last couple of weeks overall the SP vs LP is relatively the same, as of March 27, it was 92.9.  However the days on Market went from 164 to 225.  This tells me tat some of the places that have been stagnant for a while are being purchased.  Again, demonstrating that things are starting to pick up.  We are seeing the excess inventory being bought.  I believe the reason whey the Average Days on Market jumped is we are seeing that the more expensive houses are starting to move.  For example, in the month of March 47.4% of all the sales were under $1,000,000.  Whereas, quarter to date, we are looking at the number dropping to 33.7%. In the month of March $2,000,000 and above were 23.7%, while Quarter to date we are at 33.6%.  Year to April 24, 2012  we are still currently 5.3% below the amount of properties that have sold year to April 24, 2011.  However, we were approximately 11% behind at the end of February and March was stagnant.  So, I believe we will see that we get above the year to date numbers from 2011 on the next report.  There were 172 new listings for single family homes and condos on the market so far in April.  There were 178 properties that were either accepted offers, contingent contract, executed contract; or sold.  This again showing us the inventory is being sold at the same pace it is coming on which is another positive sign. As I was pointing out above, in all of April 2011 there were 50 properties sold, so far we have 60 sold this month.  They are broken down as follows: $0-$500K=     2 properties $500-$1M=    28 properties $1M-$1.5M=   7 properties $1.5M-$2M=   4 properties $2M-$5M=      17 properties $5M and up=   2 properties If you recall from last week in the month of March there were only 6 properties sold in the 2-5 Million range.  So far, that range has shown a tremendous increase in deals.  We have had 17 sold so far in April. Since, April 1 we have had 60 properties executed contract (meaning all contingencies have been met, awaiting close).  They were as follows: $0-$500K=     4 properties $500-$1M=    12 properties $1M-$1.5M=   7 properties $1.5M-$2M=  12 properties $2M-$5M=     17 properties $5M and up=   8 properties *note executed prices are based on most current list price The price ranges for the 62 Accepted Offers and Contingent Contractors were as follows: $0-$500K=     4 properties $500-$1M=    24 properties $1M-$1.5M=   9 properties $1.5M-$2M=   7 properties $2M-$5M=     13 properties $5M and up=   5 properties **All information from Greenwich MLS Sincerely, Jared Randall 203-273-1034 www.jaredrandall.prudentialct.com jaredrandall@prudential.com www.facebook.com/jaredrandallprudentialct Prudential Connecticut This week we have 44 open houses ranging from $275,000 to $8,990,000.  Every week we see more and more houses available.  The forecast calls for light rain, but then again they have said that numerous times this Spring, and I have not felt a drop.  Have a great weekend.  OPEN HOUSES APRIL 29 Address                    Town        List Price Hours Broker  1525 Putnam #101 Old Greenwich $275,000     1-4     Coldwell 102 Valley Rd #119     Greenwich $475,000     1-4       Raveis 28 Homestead Ln        Greenwich  $499,000    1-4        Raveis 176 Hobart Ave           Greenwich  $519,000    1-3     Coldwell 80 Laddins Rock   Old Greenwich  $599,000    1-4    Prudential 37 Richland Dr             Greenwich  $599,000    1-4        Raveis 193 Hamilton Ave #20 Greenwich  $650,000    1-4       Raveis  28 Woods Avenue     Greenwich   $699,000   12-3    Raveis 9 Melrose Pl                 Greenwich  $669,000    1-5     Weichert 12 Benders Dr             Greenwich  $670,000    1-4   Anderson 17 Brook Crossway    Greenwich  $698,000    1-4     Coldwell 25 Indian Harbor  #6  Greenwich  $699,000   12-3  Prudential 60 Valley Rd               Cos Cob        $750,000    2-4       Raveis 9 Canterbury Dr           Greenwich  $775,000   12-3      ****KW 11 Macarthur Dr    Old Greenwich  $789,500     2-4   Coldwell   33 White Birch Ln         Cos Cob     $874,500    1-3       *SCP 27 Pilgrim                     Greenwich   $889,500    1-5    Weichert 41 Windsor Lane        Cos Cob        $925,000    1-4      Raveis 31 Scott                        Greenwich  $949,500    1-5   Weichert 13 Pleasant St               Cos Cob      $950,000    2-4  Sothebys  51 Forest Ave #36 Old Greenwich $999,500    2-4     Raveis 12 Cottontail Rd             Cos Cob    $1,200,000   1-4   Coldwell 67 Bowman Dr            Greenwich  $1,245,000   2-4 Anderson 43 Long Meadow Rd   Riverside     $1,329,000   1-4   Coldwell 16 Heronvue                Greenwich  $1,349,000   1-5  Weichert 86 Lower Cross           Greenwich $1,349,000  1-5  Weichert 15 Midbrook Ln      Old Greenwich  $1,395,000  2-4  Sothebys 25 Oval Avenue          Riverside      $1,675,000   2-5     Raveis 80 Porchuck Rd           Greenwich   $1,725,000  1-4   Coldwell 73 Summit Rd               Riverside      $1,875,000  1-4 Prudential 2 Marks Rd                   Riverside     $1,900,000   1-4 Prudential 49 Pecksland Rd          Greenwich  $2,087,000    1-4      *SCP 7 Mulberry Ln              Cos Cob       $1,999,999   1-4      Raveis  75 Harding Rd       Old Greenwich  $2,139,000   1-4      *SCP 243 Dolphin Cove Ln   Stamford      $2,500,000   1-4 Prudential 191 North Street          Greenwich  $2,500,000    1-3  Coldwell 165 Lake Ave              Greenwich  $2,750,000    1-5  Weichert 61 Winding Ln             Greenwich   $2,975,000    2-4  Coldwell 29 Lockwood Ave Old Greenwich  $3,495,000   1-4    Raveis 212 Bedford Rd      Greenwich $4,775,000  1-4 Prudential 212 Taconic Rd          Greenwich    $4,995,000   1-4 Prudential 3 Cherry Blossom Ln  Greenwich    $4,995,000  1-4 Prudential 244 Byram Shore Rd   Greenwich   $5,495,000   2-4  Coldwell *** 44 Upper Cross Rd Lot 44 &35B                 Greenwich    $8,990,000  1-4  Coldwell **GFP=Greenwich Fine Properties ***= 44 Upper Cross Lots 44 an 35B ****= Keller Williams *= Shore & Company   About Jared Randall Whether you are new to the community or a lifetime resident of Greenwich, Jared dedicates his time and skills to best represent you.  With a customized approach, Jared incorporates all of your family's needs into the process. His priority for individuals selling a home is to accentuate the unique offerings of the property that distinguish it in the marketplace and expose it to the broadest buying audience.  If purchasing a new home, Jared diligently combs through inventory to find a place that is best aligned with your desires at the most competitive price.  With almost two decades of experience in executive sales with Fortune 100 companies, Jared applies his fine-tuned negotiating skills to every transaction. Jared grew up in Northern California.  He spent much of his childhood in Tahoe City, a small town of picturesque Lake Tahoe.  A former Sales Executive who is a graduate of Saint Mary's College,  Jared has lived in San Francisco, Park Slope, New York City, and most recently in Greenwich, where he currently resides with his wife and twin boys.      Jared Randall lives in Greenwich. He moved to this dynamic community for the top-rated school system, the altruistic community, the friendly neighborhood coffee shop, and the cultural diversity that Greenwich embodies.  Jared Randall knows Greenwich. The clients who work with Jared come to him for his trusted expertise in every facet of the Greenwich marketplace.  His familiarity with Connecticut's Gold Coast--combined with his in-depth comprehension of the current market and shifting trends--is the knowledge he passes along to every client.   Join My Mailing List     Forward to a Friend     Like Me On Facebook     Visit My Website     MORTGAGE INFORMATION  The two individuals I feel most confident about when it comes to home mortgages are Jeff Ihrig of HSBC and Iliad Estrada or Ct. Home Mortgage. Jeff's rates can be found at: http://www.us.hsbc.com/1/2/3/personal/home-loans   Jeff can be reached at 646-372-5181. Rates below courtesy of Iliad Estrada.  She can be reached at 203-637-6202. Product Interest Rates Annual Percentage Rate 15 YR Fixed Conforming 2.750% 2.990% 30 YR Fixed Conforming 3.625% 3.767% 30 Year Fixed Agency  Jumbo n/a n/a 30 YR  Fixed Jumbo 4.125% 4.253% 5/1 YR ARM Conforming 2.375% 3.112% 5/1 YR ARM Jumbo 2.250% 3.047% 10/1 YR ARM Jumbo 3.375% 3.445%

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April 20

Greenwich Market Newsletter April 20, 2012

Dear Jared,    For the first few weeks of April we have seen an incredible amount of activity.  As I mentioned last week we had 48 properties sell in the month of March in Greenwich.  Through the first twenty days of April there have already been 49 properties sold.  In the paragraphs following I will dive into the past twenty days in more detail.  Below you will see a list of the open houses for the weekend.  On the right hand side will be useful mortgage or community information.  If you know someone who would benefit from this information please click on "forward to a friend" on the right.  If you have received this in error feel free to unsubscribe.  Please contact me if you or someone you know is interested in buying or selling real estate.  Also, if there is specific information you would like to see or think it would be good to add to this newsletter please send me an email. First and foremost as of March 27, 2012 the average sale price vs list price  and average days on market were as follows: Town                 %SP/LP            AVG DOM Riverside              91.7                        117 Old Greenwich      94.6                         97 Greenwich             92.4                        178 Cos Cob                96.3                        261 Total                       92.9                        164 There are three very encouraging signs that show us this market is starting to heat up.  First, we are seeing homes new to the market moving into Accepted Offers or Contingent Contracts in shorter amount of times.  Secondly, we are seeing movement in all price ranges.  Third, as mentioned above we have seen 49 properties sold in just the first twenty days of April vs. 48 for the entire month of March.  For example, of the 54 homes that were Accepted Offers, or Contingent Contracts, 24 were put on the market since March 1st, with four of those actually put on in April.  The price ranges for the Accepted Offers and Contingent Contractors were as follows: $0-$500K=     5 properties $500-$1M=    19 properties $1M-$1.5M=   9 properties $1.5M-$2M=   6 properties $2M-$5M=      10 properties $5M and up=    5 properties There were 145 new listings for single family homes and condos on the market so far in April.  There were 140 properties that were either accepted offers, contingent contract, executed contract; or sold.  This again showing us the inventory is being sold at the same pace it is coming on which is another positive sign. There were 49 properties that sold in the month of March.  This month's properties break down as follows. $0-$500K=     4 properties $500-$1M=    22 properties $1M-$1.5M=  6 properties $1.5M-$2M=  4 properties $2M-$5M=     14 properties $5M and up=  2 properties If you recall from last week in the month of April there were only 6 properties sold in the 2-5 Million range.  So far, that range has shown a tremendous increase in deals. Since, April 1 we have had 37 properties executed contract (meaning all contingencies have been met, awaiting close).  They were as follows: $0-$500K=    1 properties $500-$1M=    9 properties $1M-$1.5M=  6 properties $1.5M-$2M=  5 properties $2M-$5M=     11 properties $5M and up=  5 properties *note executed prices are based on most current list price We had an additional 75 properties that were accepted offers or in contract with contingencies. **All information from Greenwich MLS Sincerely, Jared Randall 203-273-1034 www.jaredrandall.prudentialct.com jaredrandall@prudential.com www.facebook.com/jaredrandallprudentialct Prudential Connecticut This week we have 61 open houses ranging from $499,000 to $8,990,000.  Every week we see more and more houses available.  The forecast calls for light rain, but then again they have said that numerous times this Spring, and I have not felt a drop.  Have a great weekend.  OPEN HOUSES APRIL 15  Address                    Town        List Price Hours Broker  21 Cary Rd                 Riverside    $499,00        1-4    Coldwell 51 Forest #173    Old Greenwich $525,000      1-3    Raveis 51 Forest #78      Old Greenwich $550,000      1-4      Raveis 6 Nassau Pl #4          Cos Cob      $560,000      1-4    Coldwell 453 E. Putnam  #1A   Cos Cob      $559,000      1-4 Prudential 6 Sherman Ave          Greenwich $599,000      2-4     **GFP 80 Laddins Rock  Old Greenwich $625,000      1-4  Prudential   84 Laddins Rock  Old Greenwich $659,000      1-4        Raveis 9 Melrose Pl               Greenwich  $669,000      1-5  Weichert 4 Mary Lane               Riverside    $695,000      1-4    Prudential 17 Brook Crossway   Greenwich $698,000      1-4     Coldwell 28 Woods Avenue     Greenwich  $699,000     12-3    Raveis 81 Sheephill Road       Riverside    $739,800      1-4   Coldwell 21 Sound Beach  Old Greenwich  $745,000      1-4      Raveis 60 Valley Rd               Cos Cob      $750,000       2-4      Raveis 19 Connecticut Ave   Greenwich   $825,000      1-4    Coldwell 2 Gerry St                  Greenwich   $825,000      2-4     **GFP 172 Field Point Rd #8  Greenwich  $850,000      1-4  Prudential 124 Milbank Ave         Greenwich  $899,000      1-4   Coldwell 127 Lake Ave             Greenwich   $920,000     1-4   Coldwell 41 Windsor Lane        Cos Cob       $925,000      1-4      Raveis 51 Forest Ave #36 Old Greenwich $999,500      2-4     Raveis 105 Hamilton Ave #7  Greenwich   $1,050,000   1-4  Prudential 316 Valley Road         Cos Cob       $1,072,000   1-3      Raveis 349 Riversville Road  Greenwich   $1,099,000    1-4     Raveis 95 Connecticut Ave   Greenwich   $1,099,000    1-4   Coldwell 4 Lockwood Dr   Old Greenwich   $1,200,000    1-4   Coldwell 12 Cottontail Rd          Cos Cob       $1,200,000    1-4   Coldwell 500 River Rd #9         Cos Cob       $1,275,000    1-4 Prudential 274 North St               Greenwich  $1,345,000   1-4  Prudential 32 Coachlamp Ln       Greenwich   $1,350,000   1-4      Raveis 9 Memory Lane          Greenwich   $1,395,000    2-4      **GFP  42 Stonebrook Ln      Cos Cob        $1,399,000   1-4 Sothebys 8 Osceola Drive         Greenwich   $1,500,000   1-4   Coldwell 25 Oval Avenue          Riverside     $1,675,000   2-5     Raveis 58 Orchard St Lot 1    Cos Cob       $1,695,000   1-3     Raveis 80 Porchuck Rd          Greenwich   $1,725,000   1-4  Coldwell 21 Cat Rock Rd           Cos Cob       $1,725,000   1-4  Coldwell 32 Meyer Place           Riverside      $1,750,000   1-4  Coldwell 32 Tomac Avenue Old Grenwich    $1,785,000   1-4  Coldwell 361 Stanwich Rd        Greenwich   $1,795,000   1-4 Sothebys 79 William Street         Greenwich   $1,975,000   2-4   Coldwell 7 Mulberry Ln              Cos Cob       $1,999,999   1-4      Raveis 9 Wallasy Way            Riverside      $,2,595,000  1-3 Sothebys 96 East Elm St #2        Greenwich   $2,595,000   1-4 Sothebys 45 Cedar Cliff Rd         Riverside      $2,775,000   1-4 Sothebys 5 Dawn Harbor Ln      Riverside      $2,785,000   1-4  Coldwell 2 Idar Ct. Unit A           Greenwich   $2,795,000   2-4     **GFP 331 Round Hill Rd       Greenwich    $2,950,000   1-4   Coldwell 61 Winding Ln             Greenwch     $2,975,000  2-4  Coldwell 5 Indian Drive        Old Greenwich    $3,295,000  1-4 Prudential 25 Windabout Drive    Greenwich     $3,495,000  2-4  Coldwell' 10 Spring House Rd    Greenwich    $4,350,000  2-4 Round Hill 12 Stillman Ln              Greenwich    $4,450,000  1-4 Prudential 3 Cherry Blossom Ln  Greenwich    $4,995,000  1-4 Prudential 29 Cliffdale Rd             Greenwich   $5,495,000   2-4   **GFP 5 Bridle Path Ln           Riverside       $6,275,000   2-4  Coldwell 504 North St                Greenwich    $6,850,000   1-4  Coldwell ***44 Upper Cross Lot 44 &35B                 Greenwich    $8,990,000  1-4  Coldwell *= Shore & Company **GFP=Greenwich Fine Properties ***= 44 Upper Cross Lots 44 an 35B   About Jared Randall Whether you are new to the community or a lifetime resident of Greenwich, Jared dedicates his time and skills to best represent you.  With a customized approach, Jared incorporates all of your family's needs into the process. His priority for individuals selling a home is to accentuate the unique offerings of the property that distinguish it in the marketplace and expose it to the broadest buying audience.  If purchasing a new home, Jared diligently combs through inventory to find a place that is best aligned with your desires at the most competitive price.  With almost two decades of experience in executive sales with Fortune 100 companies, Jared applies his fine-tuned negotiating skills to every transaction. Jared grew up in Northern California.  He spent much of his childhood in Tahoe City, a small town of picturesque Lake Tahoe.  A former Sales Executive

March Synopsis

Greenwich Market Newsletter March 2012 Dear Jared,    Thank you for reading my newsletter.  Every week I will break down the Greenwich Real Estate Market so that you can be knowledgeable in your price range.  Also below you will see a list of the open houses for the weekend.  On the right hand side will be useful mortgage or community information.  If you know someone who would benefit from this information please forward to them.  If you have received this in error feel free to unsubscribe.  Please contact me if you or someone you know is interested in buying or selling real estate. First and foremost as of March 27, 2012 the average sale price vs list price  and average days on market were as follows: Town                 %SP/LP            AVG DOM  Riverside              91.7                        117 Old Greenwich      94.6                         97 Greenwich             92.4                        178 Cos Cob                96.3                        261 Total                       92.9                        164 March is notoriously a busy month for properties listed. This year was no exception.  This March was not all that different than last March.  There were a couple of distinct differences.  First and foremost, the new listings dropped by 7.7%  The amount of single family homes and condos that sold were flat from last year.  Where we saw the biggest decline is in the amount of rentals closing.  The amount of rentals were down 15% from March of last year.  This tells us that even though we had the same amount of sales the inventory is a little bit tighter than it was last year at this time.  Below I will break down the numbers in more detail based on price ranges.  There were 158 new properties single family homes on the market.  There were 163 properties that were either accepted offers, contingent contract, executed contract; or sold.  This exemplifies the fact that Greenwich Real estate is picking up. There were 48 properties that sold in the month of March.  This month's properties break down as follows. $0-$500K=     8 properties $500-$1M=    18 properties $1M-$1.5M=  6 properties $1.5M-$2M=  6 properties $2M-$5M=     6 properties $5M and up=  4 properties In the last 30 days we have had 40 properties executed contract (meaning all contingencies have been met, awaiting close).  They were as follows: $0-$500K=     0 properties $500-$1M=    15 properties $1M-$1.5M=  7 properties $1.5M-$2M=  5 properties $2M-$5M=     9 properties $5M and up=  4 properties *note executed prices are based on most current list price We had an additional 75 properties that were accepted offers or in contract with contingencies. Sincerely, Jared Randall 203-273-1034 www.jaredrandall.prudentialct.com jaredrandall@prudential.com www.facebook.com/jaredrandallprudentialct Prudential Connecticut OPEN HOUSES APRIL 15  Address                    Town        List Price Hours Broker  1525 E. Putnam #30 Old Greenwich$325,000     1-4     Raveis 102 Valley Rd #119    Cos Cob      $475,000      1-4       Raveis 86 Ritch Avenue West Greenwich$499,000       1-4  Prudential 28 Homestead Lane   Greenwich   $499,000      1-4      Raveis 76 Putnam Park          Greenwich   $545,000      2-4       Raveis 51 Forest Ave #78 Old Greenwich$550,000      1-3       Raveis 171 S. Water Street   Greenwich   $550,000      2-4       Raveis 351 Pemberwick#505 Greenwich  $599,000      1-4  Prudential 7 Richland Rd             Greenwich   $685,000      1-4  Prudential 28 Woods Avenue     Greenwich   $699,000      12-3    Raveis 9 Melrose Ave            Greenwich   $739,000      1-5   Weichert 60 Valley Rd               Cos Cob       $750,000      1-4      Raveis 175 Lake Ave             Greenwich   $849,000      1-4      Raveis 3 Ridge Rd                  Cos Cob       $849,000      1-4      Raveis 124 Milbank Ave         Greenwich   $899,00        2-4   Coldwell 31 Scott                      Greenwich   $949,500      1-5   Weichert 73 Weaver Street       Greenwich   $995,000      2-4   Coldwell 9 Sinawoy Rd             Cos Cob       $999,000      1-4 Prudential 133 Cherry Hill Road   Stamford      $1,249,000   1-4 Prudential 7 Chestnut St              Cos Cob       $1,345,000   1-4      Raveis 86 Lower Cross         Greenwich   $1,349,000   1-5   Weichert 43 Stag Lane              Greenwich   $1,850,000  2-4   Sothebys 25 Oval Avenue          Riverside      $1,875,000  1-4      Raveis 79 William Street         Greenwich   $1,975,000   2-4   Coldwell 49 Pecksland Road     Greenwich   $2,087,000   1-3        *S&C 75 Harding Road   Old Greenwich   $2,139,000   2-4        *S&C 112 Taconic Road       Greenwich   $2,200,000   1-4 Prudential 6 Stanwich Lane         Greenwich   $2,350,000   2-4  Coldwell 27 Hoyclo Road           Stamford      $2,350,000   2-4   Coldwell 26 Hill Road                 Greenwich   $2,480,000   2-4 Anderson 9 Tomney Road           Greenwich   $2,699,000 12-2 Prudential 165 Lake Ave             Greenwich    $2,750,000   1-5  Weichert 32 Hendrie Drive    Old Greenwich   $2,975,000  1-4 Sothebys 70A Havemeyer Pl      Greenwich    $3,100,000   1-4     Raveis 5 Gilliam Lane              Riverside       $3,395,00     1-4       *S&C 25 Windabout Drive    Greenwich     $3,495,000   2-4 Coldwell 1 Little Cove Place   Old Greenwich  $4,195,000   1-4    Raveis 22 Cherry Tree Ln      Riverside        $5,495,000   2-4       *S&C 244 Byram Shore Rd  Greenwich     $5,975,000   2-4 Coldwell 487 North Street Lot 1 Greenwich    $6,995,000   2-5 Coldwell 18 Chimney Corner Ln Greenwich    $10,750,000 2-4 Coldwell *= Shore & Company About Jared Randall Whether you are new to the community or a lifetime resident of Greenwich, Jared dedicates his time and skills to best represent you.  With a customized approach, Jared incorporates all of your family's needs into the process. His priority for individuals selling a home is to accentuate the unique offerings of the property that distinguish it in the marketplace and expose it to the broadest buying audience.  If purchasing a new home, Jared diligently combs through inventory to find a place that is best aligned with your desires at the most competitive price.  With almost two decades of experience in executive sales with Fortune 100 companies, Jared applies his fine-tuned negotiating skills to every transaction. Jared grew up in Northern California.  He spent much of his childhood in Tahoe City, a small town of picturesque Lake Tahoe.  A former Sales Executive who is a graduate of Saint Mary's College,  Jared has lived in San Francisco, Park Slope, New York City, and most recently in Greenwich, where he currently resides with his wife and twin boys.      Jared Randall lives in Greenwich. He moved to this dynamic community for the top-rated school system, the altruistic community, the friendly neighborhood coffee shop, and the cultural diversity that Greenwich embodies.  Jared Randall knows Greenwich. The clients who work with Jared come to him for his trusted expertise in every facet of the Greenwich marketplace.  His familiarity with Connecticut's Gold Coast--combined with his in-depth comprehension of the current market and shifting trends--is the knowledge he passes along to every client.   Join My Mailing List     Like Me On Facebook     Visit My Website MORTGAGE INFORMATION  The two individuals I feel most confident about when it comes to home mortgages are Jeff Ihrig of HSBC and Iliad Estrada or Ct. Home Mortgage. Jeff's rates can be found at: http://www.us.hsbc.com/1/2/3/personal/home-loans   Jeff can be reached at 646-372-5181. Rates below courtesy of Iliad Estrada.  She can be reached at 203-637-6202. Product Interest Rates Annual Percentage Rate 15 YR Fixed Conforming 2.875% 3.117% 30 YR Fixed Conforming 3.750% 3.894% 30 Year Fixed Agency  Jumbo n/a n/a 30 YR  Fixed Jumbo 4.250% 4.379% 5/1 YR ARM Conforming 2.375% 3.112% 5/1 YR ARM Jumbo 2.375% 3.091% 10/1 YR ARM Jumbo 3.500% 3.523%